A boat owners policy can insure you against most risks of owning and operating your boat, its motor and its trailer.

These risks may include:

• Sinking
• Fire
• Storms
• Theft
• Capsizing
• Stranding
• Collision
• Explosion

The property covered includes equipment permanently attached to the boat as well as:

• Anchors
• Oars
• Electric trolling motors
• Extra fuel tanks
• Detachable canopies
• Seat cushions
• Life preservers
• Skis and their tow ropes
• Dinghies
• Tools

It can also protect you against liability lawsuits, should you injure someone with your boat or damage their property.

Having a boat is fun, but in the event of an accident it is critical to have an agency that will be able to help you through the process. Main Street Insurance can review your coverages and make sure you have the proper coverage for you needs.

Insurance for your ATVs, Boats, and other toys is easy at Main Street Insurance. Many of these items can be added significantly inexpensive to your current homeowner’s insurance policy. Make sure you have the coverage if your Boat, ATV, or other toy is damaged in an accident or if it is stolen.